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Equal Housing Lender • NMLS #1660690 / 2156538

Unlock Missouri’s Best Mortgage Rates for Luxury Homes

Fast, personalized pre-approvals from DreamLux Home Loans. Shop Columbia • Ashland • Jefferson City with confidence.

Exclusive wholesale pricing access No lender fees on most loans Local appraisers who know the market Soft-pull pre-check available

Apply Now Call Zach (573) 301-4422

Lower Payment Options
Unlock jumbo & high-balance strategies that fit your budget.

Rate Shopping Done For You
We shop 30+ investors to secure elite pricing.

Close With Confidence
Transparent fees, proactive underwriting, no surprises.

White-Glove Support
Direct access to Zach & team, start to finish.

DreamLux Home Loans

Financing Dreams Into Luxury Living

“DreamLux made buying our Ashland home effortless.”
We locked a fantastic rate and closed on time with clear communication every step.
— 5-Star Google Review

Trusted by Mid-Missouri Homebuyers
USDA • FHA • VA • Conventional • Jumbo • MHDC

See What You Qualify For

Please Fill Out This Form

Find out if you qualify for $0 down VA financing in Columbia, Ashland, or Jefferson City.

Prefer to call? Call DreamLux now.

Talk to Zach

Mortgage Loan Officer • NMLS #2156538

Phone: (573) 301-4422

Email: zbrown@nexamortgage.com

Company: DreamLux Home Loans — Powered by NEXA Mortgage (NMLS #1660690)

Apply Now Back to Top

Frequently Asked Questions

How fast can I get pre-approved?

Most buyers get a same-day personalized pre-approval after the initial form & docs.

Will checking my rate hurt my credit?

We can start with a soft-pull/estimate and only move to a hard pull once you’re ready.

Do you offer jumbo or physician loans?

Yes. We broker to multiple investors with specialty programs for high-income buyers.

Ready to explore your luxury options? Get Pre-Approved Call (573) 301-4422

NEXA Mortgage LLC • nexamortgage.com • NMLS #1660690 • AZMB #0944059 • Zach Brown NMLS #2156538. Equal Housing Lender. Programs, rates & terms subject to change and borrower qualification.