Mid-Missouri Home Loans | Conventional, FHA, VA, USDA, DSCR, First-Time Buyer & Hundreds More

Serving Columbia, Ashland, Jefferson City & beyond. Get preapproved in minutes — compare 300+ loan programs with no credit pull required.

✅ No credit pull to check eligibility

✅ Lowest Missouri mortgage rates available

✅ FHA, VA, USDA Conventional, DSCR & Hundreds More Options

✅ Fast refinance approvals — streamline eligible

✅ Down payment assistance options available

✅ Talk to a licensed Missouri loan officer today

Licensed in MO & KS | NMLS #2156538 DreamLux Home Loans, powered by NEXA Mortgage / AXEN Mortgage

🔒 Your information is 100% secure. We never sell or share your data. DreamLux Home Loans is a licensed mortgage originator under NEXA/AXEN. All inquiries are confidential and compliant with NMLS regulations.

🟩 Start Your Approval Now — No Credit Pull, No Commitment.

Safe & Secure. Licensed in MO & KS. NMLS #2156538

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❓ Frequently Asked Questions

🟢 Will this hurt my credit?

No — we do not run a credit check unless you authorize it. You can check your eligibility without affecting your score.

🟢 Can I get approved with low credit?

Yes — we work with credit scores as low as 580 for FHA loans and 620+ for most conventional options.

🟢 How fast can I get approved?

You can be prequalified in less than 24 hours. VA and FHA streamline refinances often close in under 10 days.