{"@context":"https://schema.org","@graph":[ {"@type":"MortgageBroker","name":"DreamLux Home Loans","url":"https://www.dreamluxhomeloans.com","telephone":"+1-573-301-4422","email":"zbrown@nexalending.com","areaServed":["Camdenton MO","Laurie MO","Gravois Mills MO","Camden County MO","Morgan County MO","Lake of the Ozarks MO"],"aggregateRating":{"@type":"AggregateRating","ratingValue":"5","reviewCount":"25"}}, {"@type":"Person","name":"Zach Brown","jobTitle":"Mortgage Loan Officer","identifier":"NMLS 2156538","telephone":"+1-573-301-4422","email":"zbrown@nexalending.com"}, {"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Is Camdenton, MO eligible for USDA zero-down loans?","acceptedAnswer":{"@type":"Answer","text":"Yes — most of Camdenton and surrounding Camden County qualifies for USDA Rural Development loans with $0 down payment. Income limits apply. Contact Zach Brown for a free property eligibility check."}},{"@type":"Question","name":"Can I use a DSCR loan to buy investment property in Laurie or Gravois Mills?","acceptedAnswer":{"@type":"Answer","text":"Yes — DSCR loans qualify based on the property's rental income potential rather than personal income, making them ideal for Laurie and Gravois Mills investors seeking STR or long-term rental properties on the south shore."}},{"@type":"Question","name":"What is the difference between a second home loan and a DSCR investment loan at Lake Ozarks?","acceptedAnswer":{"@type":"Answer","text":"A second home conventional loan requires the property be available for personal use. A DSCR investment loan is designed specifically for income-producing rental properties and qualifies based on rental income."}},{"@type":"Question","name":"Are there affordable homes near the Lake of the Ozarks for first-time buyers?","acceptedAnswer":{"@type":"Answer","text":"Yes — Camdenton and Morgan County offer some of the most affordable Lake of the Ozarks pricing, with many properties USDA-eligible for $0 down. FHA loans with 3.5% down are also popular here."}}]} ]} /* ══════════════════════════════════════════════════════════════ DREAMLUX HOME LOANS — PREMIUM DESIGN SYSTEM v2 Navy · Champagne Gold · Crisp White · Slate · Charcoal ══════════════════════════════════════════════════════════════ */ @import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,600;1,300;1,400;1,600&family=DM+Sans:opsz,wght@9..40,300;9..40,400;9..40,500;9..40,600&display=swap'); *,*::before,*::after{box-sizing:border-box;margin:0;padding:0} :root{ /* Core palette */ --navy: #08151F; --navy2: #0F2030; --navy3: #162840; --navy4: #1D3250; --gold: #B8933A; --gold2: #CFA84E; --gold3: #E2C272; --gold4: #F0D898; --gold-pale: #F9F3E4; --charcoal: #1E2832; --slate: #2C3E50; --steel: #3D5166; --fog: #F0F2F5; --offwhite: #FAFBFC; --white: #FFFFFF; --text: #0F1E2D; --text2: #2A3D52; --muted: #526070; --light: #8099AE; /* Borders */ --b-gold: rgba(184,147,58,0.28); --b-gold2: rgba(184,147,58,0.55); --b-dark: rgba(255,255,255,0.10); --b-darker: rgba(255,255,255,0.18); --b-light: rgba(0,0,0,0.09); --b-light2: rgba(0,0,0,0.15); /* Fonts */ --serif: 'Cormorant Garamond', Georgia, serif; --sans: 'DM Sans', system-ui, sans-serif; } body{font-family:var(--sans);background:#fff;color:var(--text);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale} a{text-decoration:none;color:inherit} img{max-width:100%;height:auto;display:block} /* ── HERO ───────────────────────────────────────────────────── */ .hero{ position:relative;min-height:640px; display:flex;align-items:center;justify-content:center; text-align:center;padding:120px 28px 100px; } .hero-bg{ position:absolute;inset:0; background-size:cover;background-position:center;z-index:0; } .hero-bg::after{ content:'';position:absolute;inset:0; background:linear-gradient( 170deg, rgba(8,21,31,0.78) 0%, rgba(8,21,31,0.86) 60%, rgba(8,21,31,0.92) 100% ); } /* subtle gold corner accent */ .hero-bg::before{ content:'';position:absolute; top:0;left:0;right:0;height:3px; background:linear-gradient(90deg,transparent,var(--gold2),var(--gold3),var(--gold2),transparent); z-index:2; } .hero-inner{position:relative;z-index:1;max-width:920px;margin:0 auto} .eyebrow{ font-family:var(--sans); font-size:10px;font-weight:600; letter-spacing:.34em;text-transform:uppercase; color:var(--gold3);margin-bottom:22px; display:flex;align-items:center;justify-content:center;gap:10px; } .eyebrow::before,.eyebrow::after{ content:'';width:28px;height:1px;background:var(--gold2);opacity:.6; } .hero h1{ font-family:var(--serif); font-size:clamp(36px,6vw,68px); font-weight:300;color:#fff; line-height:1.04;letter-spacing:-.01em; margin-bottom:0; } .hero h1 em{ font-style:italic;font-weight:400; color:var(--gold3); display:block; } .hrule{ width:64px;height:2px; background:linear-gradient(90deg,transparent,var(--gold2),transparent); margin:26px auto; } .hero-sub{ font-size:15px;font-weight:300; color:rgba(255,255,255,.68); line-height:1.8;max-width:680px; margin:0 auto 44px;letter-spacing:.01em; } .cta-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap} .btn-gold{ display:inline-flex;align-items:center;gap:8px; padding:16px 40px; background:var(--gold);color:var(--navy); font-family:var(--sans);font-size:11px;font-weight:600; letter-spacing:.16em;text-transform:uppercase; border:2px solid var(--gold); transition:background .2s,border-color .2s,transform .15s,color .2s; white-space:nowrap;cursor:pointer; } .btn-gold:hover{ background:var(--gold3);border-color:var(--gold3); transform:translateY(-2px); } .btn-ghost{ display:inline-flex;align-items:center;gap:8px; padding:15px 32px; background:transparent;color:#fff; font-family:var(--sans);font-size:11px;font-weight:500; letter-spacing:.16em;text-transform:uppercase; border:1.5px solid rgba(255,255,255,.32); transition:border-color .2s,background .2s,transform .15s; white-space:nowrap;cursor:pointer; } .btn-ghost:hover{ border-color:var(--gold2); background:rgba(184,147,58,.12); transform:translateY(-2px); } .btn-ghost-dark{ display:inline-flex;align-items:center; padding:15px 32px; background:transparent;color:var(--navy); font-family:var(--sans);font-size:11px;font-weight:500; letter-spacing:.16em;text-transform:uppercase; border:1.5px solid rgba(8,21,31,.22); transition:border-color .2s,background .2s,transform .15s; white-space:nowrap;cursor:pointer; } .btn-ghost-dark:hover{ border-color:var(--gold);background:var(--gold-pale); transform:translateY(-2px); } .hero-note{ margin-top:18px;font-size:11px; color:rgba(255,255,255,.38);letter-spacing:.06em; } .hero-note span{color:rgba(255,255,255,.55)} /* ── STAT BAR ───────────────────────────────────────────────── */ .statbar{ background:linear-gradient(90deg,var(--gold) 0%,var(--gold2) 50%,var(--gold) 100%); display:flex;justify-content:center;flex-wrap:wrap; } .stat{ display:flex;flex-direction:column;align-items:center; padding:20px 32px; border-right:1px solid rgba(8,21,31,.18); position:relative; } .stat:last-child{border-right:none} .stat-n{ font-family:var(--serif); font-size:26px;font-weight:600; color:var(--navy);line-height:1; letter-spacing:-.01em; } .stat-l{ font-size:9px;font-weight:600; letter-spacing:.2em;text-transform:uppercase; color:rgba(8,21,31,.62);margin-top:5px; } /* ── LOGOS ROW ──────────────────────────────────────────────── */ .logos-row{ display:flex;align-items:center;justify-content:center; gap:56px;flex-wrap:wrap; padding:32px 28px; background:var(--fog); border-top:2px solid var(--b-light2); border-bottom:2px solid var(--b-light2); } .logos-row img{ height:46px;width:auto; object-fit:contain; /* keep logos crisp & properly sized */ filter:none;opacity:.88; } /* DreamLux logo slightly taller */ .logos-row img:first-child{height:52px} /* ── SECTION WRAPPERS ───────────────────────────────────────── */ .wrap{max-width:1140px;margin:0 auto;padding:80px 28px} .wrap-sm{max-width:1140px;margin:0 auto;padding:0 28px 80px} .wrap-flush{max-width:1140px;margin:0 auto;padding:0 28px} /* section labels */ .lbl{ font-family:var(--sans); font-size:9px;font-weight:600; letter-spacing:.34em;text-transform:uppercase; color:var(--gold);margin-bottom:14px; } .rule{ width:40px;height:2px; background:linear-gradient(90deg,var(--gold),var(--gold3)); margin-bottom:24px; } .sec-h{ font-family:var(--serif); font-size:clamp(26px,3.8vw,42px); font-weight:300;color:var(--navy); line-height:1.12;letter-spacing:-.01em; margin-bottom:40px; } .sec-h em{font-style:italic;font-weight:400;color:var(--gold)} .body-p{ font-size:16px;font-weight:300; line-height:1.88;color:var(--text2); margin-bottom:22px; } .body-p strong{font-weight:600;color:var(--navy)} /* ── INTRO SPLIT ────────────────────────────────────────────── */ .split{ display:grid;grid-template-columns:1fr 1fr; gap:72px;align-items:center; } .split-img{position:relative;overflow:hidden} .split-img img{ width:100%;height:480px; object-fit:cover; display:block; /* subtle inner frame */ outline:1px solid rgba(184,147,58,.18); outline-offset:-1px; } /* gold accent corner on image */ .split-img::before{ content:''; position:absolute;top:16px;left:16px; width:48px;height:48px; border-top:2px solid var(--gold2); border-left:2px solid var(--gold2); z-index:1;pointer-events:none; } .split-img::after{ content:''; position:absolute;bottom:16px;right:16px; width:48px;height:48px; border-bottom:2px solid var(--gold2); border-right:2px solid var(--gold2); z-index:1;pointer-events:none; } .img-badge{ position:absolute;bottom:0;left:0; background:var(--navy); border-top:2px solid var(--gold); border-right:2px solid var(--gold); padding:16px 22px;z-index:2; } .img-badge-n{ font-family:var(--serif);font-size:19px; font-weight:400;color:var(--gold3);line-height:1.2; } .img-badge-l{ font-size:9px;color:rgba(255,255,255,.48); letter-spacing:.16em;text-transform:uppercase; margin-top:4px; } /* ── PHOTO STRIP ────────────────────────────────────────────── */ .strip{display:grid;grid-template-columns:repeat(4,1fr);gap:3px} .strip img{ width:100%;height:220px; object-fit:cover;display:block; transition:transform .4s; } .strip img:hover{transform:scale(1.02)} /* ── TOOLS GRID ─────────────────────────────────────────────── */ .tools{ display:grid; grid-template-columns:repeat(auto-fill,minmax(230px,1fr)); gap:2px; background:var(--b-light2); border:2px solid var(--b-light2); } .tc{ background:#fff; padding:30px 26px 26px; display:flex;flex-direction:column;gap:10px; position:relative;overflow:hidden; transition:background .2s,transform .15s; border-bottom:3px solid transparent; } .tc:hover{ background:var(--gold-pale); border-bottom-color:var(--gold); transform:translateY(-2px); z-index:1; } .tc-tag{ font-family:var(--sans); font-size:9px;font-weight:600;letter-spacing:.22em;text-transform:uppercase; color:var(--gold); border:1.5px solid var(--b-gold2); padding:4px 10px;align-self:flex-start; background:var(--gold-pale); } .tc-ico{ width:42px;height:42px; border:1.5px solid var(--b-gold2); background:var(--gold-pale); display:flex;align-items:center;justify-content:center; color:var(--gold); } .tc-ico svg{ width:18px;height:18px;fill:none; stroke:currentColor;stroke-width:1.5; stroke-linecap:round;stroke-linejoin:round; } .tc-n{ font-family:var(--serif);font-size:19px; font-weight:400;color:var(--navy);line-height:1.2; } .tc-d{ font-size:12px;font-weight:300; color:var(--muted);line-height:1.65;flex:1; } .tc-a{ font-size:11px;font-weight:600; color:var(--gold);letter-spacing:.06em;margin-top:4px; } /* ── LOAN PROGRAMS ──────────────────────────────────────────── */ .prog-bg{ background:var(--navy); padding:80px 28px; position:relative;overflow:hidden; } /* subtle texture on dark bg */ .prog-bg::before{ content:'';position:absolute;inset:0; background:radial-gradient(ellipse 70% 50% at 80% 20%,rgba(184,147,58,.06) 0%,transparent 60%); pointer-events:none; } .prog-inner{max-width:1140px;margin:0 auto;position:relative} .prog-grid{ display:grid; grid-template-columns:repeat(auto-fill,minmax(166px,1fr)); gap:12px; } /* alternating light/dark cards */ .pp{ background:rgba(255,255,255,.04); border:1.5px solid rgba(184,147,58,.18); padding:22px 16px 18px; display:flex;flex-direction:column;gap:6px; position:relative; transition:border-color .2s,background .2s,transform .2s; cursor:pointer; } .pp:hover{ border-color:var(--gold2); background:rgba(184,147,58,.10); transform:translateY(-3px); } /* alternate card: slightly lighter */ .pp:nth-child(even){ background:rgba(255,255,255,.07); border-color:rgba(184,147,58,.14); } .pp:nth-child(3n){ background:rgba(23,44,68,.6); border-color:rgba(184,147,58,.22); } .pp:nth-child(4n){ background:rgba(184,147,58,.07); border-color:rgba(184,147,58,.28); } .pp-n{ font-family:var(--serif); font-size:17px;font-weight:400; color:#fff;line-height:1.2; } .pp-s{ font-size:10px;font-weight:300; color:rgba(255,255,255,.42);line-height:1.5; } .pp-b{ position:absolute;top:-1px;right:-1px; font-family:var(--sans); font-size:8px;font-weight:700;letter-spacing:.12em;text-transform:uppercase; background:var(--gold2);color:var(--navy); padding:3px 8px; border-bottom-left-radius:2px; } /* view all card */ .pp-all{ background:transparent; border:1.5px solid var(--gold); padding:22px 16px; display:flex;flex-direction:column; align-items:center;justify-content:center; text-align:center;gap:6px; transition:background .2s,transform .2s;cursor:pointer; } .pp-all:hover{background:rgba(184,147,58,.1);transform:translateY(-3px)} .pp-all-n{ font-family:var(--serif);font-size:17px; font-weight:400;color:var(--gold3); } .pp-all-s{font-size:10px;color:rgba(255,255,255,.4)} /* ── QUALIFY BANNER ─────────────────────────────────────────── */ .qualify{ background:var(--navy2); padding:88px 28px;text-align:center; position:relative;overflow:hidden; } .qualify::before{ content:'';position:absolute; inset:0; background:radial-gradient(ellipse 60% 80% at 50% 50%,rgba(184,147,58,.07) 0%,transparent 70%); pointer-events:none; } .qualify::after{ content:'';position:absolute; top:0;left:0;right:0;height:2px; background:linear-gradient(90deg,transparent,var(--gold),transparent); } .qualify-inner{position:relative;z-index:1} .qualify .rule{margin:16px auto 24px} .qualify .sec-h{color:#fff;margin-bottom:14px} .q-sub{ font-size:15px;font-weight:300; color:rgba(255,255,255,.55); max-width:540px;margin:0 auto 36px; line-height:1.8; } /* ── NEIGHBORHOODS ──────────────────────────────────────────── */ .hoods{ display:grid; grid-template-columns:repeat(auto-fill,minmax(208px,1fr)); gap:0; border:2px solid var(--b-light2); } /* checkerboard light/dark alternation */ .hood{ background:#fff; border-right:1px solid var(--b-light); border-bottom:1px solid var(--b-light); padding:22px 20px; transition:background .18s; } .hood:nth-child(even){background:var(--fog)} .hood:nth-child(4n){background:var(--navy);border-color:rgba(255,255,255,.06)} .hood:nth-child(4n) .hood-n{color:var(--gold3)} .hood:nth-child(4n) .hood-d{color:rgba(255,255,255,.45)} .hood:nth-child(4n):hover{background:var(--navy3)} .hood:not(:nth-child(4n)):hover{background:var(--gold-pale)} .hood-n{ font-family:var(--serif);font-size:16px; font-weight:400;color:var(--navy);margin-bottom:5px; line-height:1.2; } .hood-d{ font-size:11px;color:var(--muted); line-height:1.55;font-weight:300; } /* ── FAQ ────────────────────────────────────────────────────── */ .faq{border-top:2px solid var(--b-light2)} .faq-i{ border-bottom:1px solid var(--b-light); padding:26px 0; display:grid;grid-template-columns:24px 1fr;gap:16px; } .faq-num{ font-family:var(--serif);font-size:18px; color:var(--gold);font-weight:400; padding-top:2px; } .faq-q{ font-family:var(--serif);font-size:18px; font-weight:400;color:var(--navy); margin-bottom:10px;line-height:1.3; } .faq-a{ font-size:14px;font-weight:300; color:var(--muted);line-height:1.78; } /* ── MARKETS NAV ────────────────────────────────────────────── */ .mkt-row{ display:grid; grid-template-columns:repeat(auto-fill,minmax(250px,1fr)); gap:0; border:2px solid var(--b-light2); } .mc{ background:#fff; padding:30px 26px; display:flex;flex-direction:column;gap:8px; border-right:1px solid var(--b-light); transition:background .18s,border-bottom .18s; border-bottom:3px solid transparent; position:relative;overflow:hidden; } .mc:last-child{border-right:none} .mc:hover{ background:var(--gold-pale); border-bottom-color:var(--gold); } /* dark accent card every 3rd */ .mc:nth-child(3n){ background:var(--navy); border-right-color:rgba(255,255,255,.06); } .mc:nth-child(3n):hover{background:var(--navy3);border-bottom-color:var(--gold)} .mc:nth-child(3n) .mc-st{color:var(--gold3)} .mc:nth-child(3n) .mc-ci{color:#fff} .mc:nth-child(3n) .mc-d{color:rgba(255,255,255,.45)} .mc:nth-child(3n) .mc-a{color:var(--gold3)} .mc-st{ font-size:9px;font-weight:600; letter-spacing:.3em;text-transform:uppercase;color:var(--gold); } .mc-ci{ font-family:var(--serif);font-size:24px; font-weight:300;color:var(--navy);line-height:1.1; } .mc-d{ font-size:12px;font-weight:300; color:var(--muted);line-height:1.65;flex:1; } .mc-a{font-size:11px;font-weight:600;color:var(--gold);margin-top:4px;letter-spacing:.04em} /* ── REVIEWS ────────────────────────────────────────────────── */ .rev-bg{ background:var(--charcoal); padding:80px 28px;text-align:center; position:relative;overflow:hidden; } .rev-bg::after{ content:'';position:absolute; top:0;left:0;right:0;height:2px; background:linear-gradient(90deg,transparent,var(--gold2),transparent); } .rev-in{max-width:1000px;margin:0 auto;position:relative;z-index:1} .rev-h{ font-family:var(--serif); font-size:clamp(22px,3.2vw,36px); font-weight:300;margin-bottom:14px; background:linear-gradient(90deg,var(--gold),var(--gold3),var(--gold4),var(--gold3),var(--gold)); -webkit-background-clip:text;-webkit-text-fill-color:transparent; background-clip:text; } .rev-s{ color:rgba(255,255,255,.52); font-size:14px;font-weight:300; margin-bottom:48px;line-height:1.7; } .rev-wrap{ background:#12151C; padding:40px 32px; border:1.5px solid rgba(184,147,58,.22); border-top:2px solid var(--gold); } /* ── CONTACT STRIP ──────────────────────────────────────────── */ .contact{ background:var(--navy); padding:48px 28px; border-top:2px solid var(--gold); position:relative;overflow:hidden; } .contact::after{ content:'';position:absolute; bottom:0;left:0;right:0;height:1px; background:linear-gradient(90deg,transparent,var(--gold),transparent); } .contact-in{ max-width:1140px;margin:0 auto; display:flex;align-items:center; justify-content:space-between; flex-wrap:wrap;gap:24px; } .c-n{ font-family:var(--serif); font-size:24px;font-weight:300;color:#fff; line-height:1.2; } .c-m{ font-size:11px;color:rgba(255,255,255,.42); margin-top:6px;letter-spacing:.04em; line-height:1.8; } .c-m a{color:var(--gold3);font-weight:500} .c-a{display:flex;gap:10px;flex-wrap:wrap;margin-top:4px} /* ── TEAM SECTION ───────────────────────────────────────────── */ .team-grid{ display:grid;grid-template-columns:1fr 1fr;gap:24px; } .team-card{ background:var(--fog); border:2px solid var(--b-light2); border-top:3px solid var(--gold); padding:40px 32px; display:flex;flex-direction:column; align-items:center;text-align:center;gap:16px; } .team-img{ width:120px;height:120px; border-radius:50%;object-fit:cover; border:3px solid var(--gold2); outline:6px solid rgba(184,147,58,.15); } .team-name{ font-family:var(--serif);font-size:22px; font-weight:400;color:var(--navy); } .team-role{ font-size:10px;font-weight:600; letter-spacing:.2em;text-transform:uppercase; color:var(--gold); } .team-meta{ font-size:13px;color:var(--muted); line-height:1.7; } .team-meta a{color:var(--gold);font-weight:500} /* ── DIVIDER ────────────────────────────────────────────────── */ .sec-divider{ height:1px; background:linear-gradient(90deg,transparent,var(--b-light2) 20%,var(--b-light2) 80%,transparent); margin:0 28px; } /* ════ RESPONSIVE ════════════════════════════════════════════ */ @media(max-width:900px){ .split{grid-template-columns:1fr} .split-img{display:none} .team-grid{grid-template-columns:1fr} .strip{grid-template-columns:1fr 1fr} } @media(max-width:600px){ .hero{padding:90px 20px 80px;min-height:520px} .wrap{padding:56px 20px} .wrap-sm{padding:0 20px 56px} .prog-bg{padding:56px 20px} .qualify{padding:64px 20px} .contact{padding:36px 20px} .contact-in{flex-direction:column;align-items:flex-start} .stat{padding:16px 18px} .logos-row{gap:28px;padding:24px 20px} .logos-row img{height:36px} .logos-row img:first-child{height:40px} .cta-row{flex-direction:column;align-items:center} .strip{grid-template-columns:1fr} .prog-grid{grid-template-columns:1fr 1fr;gap:8px} .faq-i{grid-template-columns:1fr} } /* ════ MOBILE ENHANCEMENTS — FULL AUDIT PATCH ════════════════ */ /* ── 480px: phones in portrait ──────────────────────────────── */ @media(max-width:480px){ /* Hero: tighten further for small phones */ .hero{padding:72px 16px 64px;min-height:480px} .eyebrow{font-size:9px;letter-spacing:.2em;flex-wrap:wrap} .eyebrow::before,.eyebrow::after{display:none} .hero h1{font-size:clamp(28px,9vw,42px);line-height:1.08} .hero-sub{font-size:13px;margin-bottom:32px} .hrule{margin:18px auto} /* Stat bar: smaller padding, allow 2-column wrap on tiny screens */ .statbar{display:grid;grid-template-columns:1fr 1fr} .stat{border-right:none;border-bottom:1px solid rgba(8,21,31,.14);padding:14px 10px} .stat:nth-child(odd){border-right:1px solid rgba(8,21,31,.14)} .stat:last-child{grid-column:1/-1;border-bottom:none} .stat-n{font-size:20px} .stat-l{font-size:8px} /* Logos: stack tighter */ .logos-row{gap:20px;padding:20px 16px} .logos-row img{height:30px} .logos-row img:first-child{height:34px} /* Section padding */ .wrap{padding:44px 16px} .wrap-sm{padding:0 16px 44px} .prog-bg{padding:44px 16px} .qualify{padding:52px 16px} .contact{padding:28px 16px} /* Section headings */ .sec-h{font-size:clamp(22px,7vw,32px);margin-bottom:28px} .lbl{font-size:8px;letter-spacing:.24em} /* Buttons: full width on tiny screens for max tap area */ .cta-row{flex-direction:column;align-items:stretch;gap:10px} .btn-gold,.btn-ghost,.btn-ghost-dark{ padding:16px 20px; text-align:center; justify-content:center; font-size:11px; min-height:48px; /* Google's recommended min tap target */ } /* Tools grid: single column */ .tools{grid-template-columns:1fr} .tc{padding:22px 18px} /* Programs: single column on smallest screens */ .prog-grid{grid-template-columns:1fr;gap:8px} .pp{padding:16px 14px} .pp-n{font-size:16px} /* Neighborhoods: single column */ .hoods{grid-template-columns:1fr} .hood{padding:16px 14px} /* FAQ: remove number column, stack */ .faq-i{grid-template-columns:1fr;gap:8px} .faq-num{font-size:14px} .faq-q{font-size:15px} /* Markets: single column */ .mkt-row{grid-template-columns:1fr} .mc{border-right:none;border-bottom:1px solid rgba(0,0,0,.08)} .mc:nth-child(3n){border-right:none} /* Contact: stack fully */ .contact-in{flex-direction:column;align-items:flex-start;gap:20px} .c-n{font-size:18px} .c-a{flex-direction:column;width:100%} .c-a .btn-gold,.c-a .btn-ghost{width:100%;justify-content:center;min-height:48px} /* Reviews */ .rev-wrap{padding:24px 16px} .rev-h{font-size:clamp(18px,6vw,26px)} /* Photo strip: 1 column */ .strip{grid-template-columns:1fr} .strip img{height:200px} } /* ── 360px: smallest Android phones ─────────────────────────── */ @media(max-width:360px){ .hero h1{font-size:26px} .stat-n{font-size:18px} .sec-h{font-size:22px} .btn-gold,.btn-ghost,.btn-ghost-dark{font-size:10px;letter-spacing:.1em} } /* ── Touch: remove hover effects on touch devices ────────────── */ @media(hover:none){ .tc:hover{background:#fff;transform:none;border-bottom-color:transparent} .pp:hover{background:rgba(255,255,255,.05);transform:none;border-color:rgba(184,147,58,.18)} .hood:not(:nth-child(4n)):hover{background:#fff} .hood:nth-child(even):hover{background:var(--fog)} .mc:hover{background:#fff;border-bottom-color:transparent} .mc:nth-child(3n):hover{background:var(--navy);border-bottom-color:transparent} .strip img:hover{transform:none} } /* ── Safe area insets for notched iPhones ───────────────────── */ @supports(padding:env(safe-area-inset-left)){ .hero{padding-left:max(16px,env(safe-area-inset-left));padding-right:max(16px,env(safe-area-inset-right))} .contact{padding-left:max(16px,env(safe-area-inset-left));padding-right:max(16px,env(safe-area-inset-right))} }

DreamLux Home Loans  ·  NMLS #2156538  ·  Camden & Morgan County, Missouri

Camdenton, Laurie & Gravois Mills Mortgage Lender

Home Loans at Lake of the Ozarks South Shore — USDA $0 Down · FHA · DSCR Investment · Conventional · Waterfront Financing

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