Overland Park & Olathe, KS Mortgage Lender | DreamLux Home Loans | NMLS #2156538 {"@context":"https://schema.org","@graph":[ {"@type":"MortgageBroker","name":"DreamLux Home Loans","url":"https://www.dreamluxhomeloans.com","telephone":"+1-573-301-4422","email":"zbrown@nexalending.com","areaServed":["Overland Park KS","Olathe KS","Johnson County KS","Kansas City Metro"],"aggregateRating":{"@type":"AggregateRating","ratingValue":"5","reviewCount":"25"}}, {"@type":"Person","name":"Zach Brown","jobTitle":"Mortgage Loan Officer","identifier":"NMLS 2156538","telephone":"+1-573-301-4422","email":"zbrown@nexalending.com"}, {"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What are current mortgage rates in Overland Park and Olathe, KS?","acceptedAnswer":{"@type":"Answer","text":"Rates change daily. DreamLux shops 280+ wholesale lenders to find the best rate for Johnson County buyers. Call (573) 301-4422 for a live rate quote today."}},{"@type":"Question","name":"What credit score do I need to buy a home in Overland Park, KS?","acceptedAnswer":{"@type":"Answer","text":"FHA loans in Overland Park start around a 580 credit score. Conventional loans typically require 620+. VA loans are flexible for qualifying veterans and active duty members."}},{"@type":"Question","name":"Are there new construction loans available in Olathe, KS?","acceptedAnswer":{"@type":"Answer","text":"Yes โ€” DreamLux offers construction-to-permanent loans for Olathe buyers building in the city's fast-growing new subdivision pipeline."}},{"@type":"Question","name":"Can I use VA loan benefits in Overland Park or Olathe?","acceptedAnswer":{"@type":"Answer","text":"Absolutely. VA loans offer $0 down payment, no PMI, and competitive rates for veterans and active duty members purchasing in Johnson County, KS."}}]} ]} /* โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ• DREAMLUX HOME LOANS โ€” PREMIUM DESIGN SYSTEM v2 Navy ยท Champagne Gold ยท Crisp White ยท Slate ยท Charcoal โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ• */ @import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,600;1,300;1,400;1,600&family=DM+Sans:opsz,wght@9..40,300;9..40,400;9..40,500;9..40,600&display=swap'); *,*::before,*::after{box-sizing:border-box;margin:0;padding:0} :root{ /* Core palette */ --navy: #08151F; --navy2: #0F2030; --navy3: #162840; --navy4: #1D3250; --gold: #B8933A; --gold2: #CFA84E; --gold3: #E2C272; --gold4: #F0D898; --gold-pale: #F9F3E4; --charcoal: #1E2832; --slate: #2C3E50; --steel: #3D5166; --fog: #F0F2F5; --offwhite: #FAFBFC; --white: #FFFFFF; --text: #0F1E2D; --text2: #2A3D52; --muted: #526070; --light: #8099AE; /* Borders */ --b-gold: rgba(184,147,58,0.28); --b-gold2: rgba(184,147,58,0.55); --b-dark: rgba(255,255,255,0.10); --b-darker: rgba(255,255,255,0.18); --b-light: rgba(0,0,0,0.09); --b-light2: rgba(0,0,0,0.15); /* Fonts */ --serif: 'Cormorant Garamond', Georgia, serif; --sans: 'DM Sans', system-ui, sans-serif; } body{font-family:var(--sans);background:#fff;color:var(--text);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale} a{text-decoration:none;color:inherit} img{max-width:100%;height:auto;display:block} /* โ”€โ”€ HERO โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .hero{ position:relative;min-height:640px; display:flex;align-items:center;justify-content:center; text-align:center;padding:120px 28px 100px; } .hero-bg{ position:absolute;inset:0; background-size:cover;background-position:center;z-index:0; } .hero-bg::after{ content:'';position:absolute;inset:0; background:linear-gradient( 170deg, rgba(8,21,31,0.78) 0%, rgba(8,21,31,0.86) 60%, rgba(8,21,31,0.92) 100% ); } /* subtle gold corner accent */ .hero-bg::before{ content:'';position:absolute; top:0;left:0;right:0;height:3px; background:linear-gradient(90deg,transparent,var(--gold2),var(--gold3),var(--gold2),transparent); z-index:2; } .hero-inner{position:relative;z-index:1;max-width:920px;margin:0 auto} .eyebrow{ font-family:var(--sans); font-size:10px;font-weight:600; letter-spacing:.34em;text-transform:uppercase; color:var(--gold3);margin-bottom:22px; display:flex;align-items:center;justify-content:center;gap:10px; } .eyebrow::before,.eyebrow::after{ content:'';width:28px;height:1px;background:var(--gold2);opacity:.6; } .hero h1{ font-family:var(--serif); font-size:clamp(36px,6vw,68px); font-weight:300;color:#fff; line-height:1.04;letter-spacing:-.01em; margin-bottom:0; } .hero h1 em{ font-style:italic;font-weight:400; color:var(--gold3); display:block; } .hrule{ width:64px;height:2px; background:linear-gradient(90deg,transparent,var(--gold2),transparent); margin:26px auto; } .hero-sub{ font-size:15px;font-weight:300; color:rgba(255,255,255,.68); line-height:1.8;max-width:680px; margin:0 auto 44px;letter-spacing:.01em; } .cta-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap} .btn-gold{ display:inline-flex;align-items:center;gap:8px; padding:16px 40px; background:var(--gold);color:var(--navy); font-family:var(--sans);font-size:11px;font-weight:600; letter-spacing:.16em;text-transform:uppercase; border:2px solid var(--gold); transition:background .2s,border-color .2s,transform .15s,color .2s; white-space:nowrap;cursor:pointer; } .btn-gold:hover{ background:var(--gold3);border-color:var(--gold3); transform:translateY(-2px); } .btn-ghost{ display:inline-flex;align-items:center;gap:8px; padding:15px 32px; background:transparent;color:#fff; font-family:var(--sans);font-size:11px;font-weight:500; letter-spacing:.16em;text-transform:uppercase; border:1.5px solid rgba(255,255,255,.32); transition:border-color .2s,background .2s,transform .15s; white-space:nowrap;cursor:pointer; } .btn-ghost:hover{ border-color:var(--gold2); background:rgba(184,147,58,.12); transform:translateY(-2px); } .btn-ghost-dark{ display:inline-flex;align-items:center; padding:15px 32px; background:transparent;color:var(--navy); font-family:var(--sans);font-size:11px;font-weight:500; letter-spacing:.16em;text-transform:uppercase; border:1.5px solid rgba(8,21,31,.22); transition:border-color .2s,background .2s,transform .15s; white-space:nowrap;cursor:pointer; } .btn-ghost-dark:hover{ border-color:var(--gold);background:var(--gold-pale); transform:translateY(-2px); } .hero-note{ margin-top:18px;font-size:11px; color:rgba(255,255,255,.38);letter-spacing:.06em; } .hero-note span{color:rgba(255,255,255,.55)} /* โ”€โ”€ STAT BAR โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .statbar{ background:linear-gradient(90deg,var(--gold) 0%,var(--gold2) 50%,var(--gold) 100%); display:flex;justify-content:center;flex-wrap:wrap; } .stat{ display:flex;flex-direction:column;align-items:center; padding:20px 32px; border-right:1px solid rgba(8,21,31,.18); position:relative; } .stat:last-child{border-right:none} .stat-n{ font-family:var(--serif); font-size:26px;font-weight:600; color:var(--navy);line-height:1; letter-spacing:-.01em; } .stat-l{ font-size:9px;font-weight:600; letter-spacing:.2em;text-transform:uppercase; color:rgba(8,21,31,.62);margin-top:5px; } /* โ”€โ”€ LOGOS ROW โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .logos-row{ display:flex;align-items:center;justify-content:center; gap:56px;flex-wrap:wrap; padding:32px 28px; background:var(--fog); border-top:2px solid var(--b-light2); border-bottom:2px solid var(--b-light2); } .logos-row img{ height:46px;width:auto; object-fit:contain; /* keep logos crisp & properly sized */ filter:none;opacity:.88; } /* DreamLux logo slightly taller */ .logos-row img:first-child{height:52px} /* โ”€โ”€ SECTION WRAPPERS โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .wrap{max-width:1140px;margin:0 auto;padding:80px 28px} .wrap-sm{max-width:1140px;margin:0 auto;padding:0 28px 80px} .wrap-flush{max-width:1140px;margin:0 auto;padding:0 28px} /* section labels */ .lbl{ font-family:var(--sans); font-size:9px;font-weight:600; letter-spacing:.34em;text-transform:uppercase; color:var(--gold);margin-bottom:14px; } .rule{ width:40px;height:2px; background:linear-gradient(90deg,var(--gold),var(--gold3)); margin-bottom:24px; } .sec-h{ font-family:var(--serif); font-size:clamp(26px,3.8vw,42px); font-weight:300;color:var(--navy); line-height:1.12;letter-spacing:-.01em; margin-bottom:40px; } .sec-h em{font-style:italic;font-weight:400;color:var(--gold)} .body-p{ font-size:16px;font-weight:300; line-height:1.88;color:var(--text2); margin-bottom:22px; } .body-p strong{font-weight:600;color:var(--navy)} /* โ”€โ”€ INTRO SPLIT โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .split{ display:grid;grid-template-columns:1fr 1fr; gap:72px;align-items:center; } .split-img{position:relative;overflow:hidden} .split-img img{ width:100%;height:480px; object-fit:cover; display:block; /* subtle inner frame */ outline:1px solid rgba(184,147,58,.18); outline-offset:-1px; } /* gold accent corner on image */ .split-img::before{ content:''; position:absolute;top:16px;left:16px; width:48px;height:48px; border-top:2px solid var(--gold2); border-left:2px solid var(--gold2); z-index:1;pointer-events:none; } .split-img::after{ content:''; position:absolute;bottom:16px;right:16px; width:48px;height:48px; border-bottom:2px solid var(--gold2); border-right:2px solid var(--gold2); z-index:1;pointer-events:none; } .img-badge{ position:absolute;bottom:0;left:0; background:var(--navy); border-top:2px solid var(--gold); border-right:2px solid var(--gold); padding:16px 22px;z-index:2; } .img-badge-n{ font-family:var(--serif);font-size:19px; font-weight:400;color:var(--gold3);line-height:1.2; } .img-badge-l{ font-size:9px;color:rgba(255,255,255,.48); letter-spacing:.16em;text-transform:uppercase; margin-top:4px; } /* โ”€โ”€ PHOTO STRIP โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .strip{display:grid;grid-template-columns:repeat(4,1fr);gap:3px} .strip img{ width:100%;height:220px; object-fit:cover;display:block; transition:transform .4s; } .strip img:hover{transform:scale(1.02)} /* โ”€โ”€ TOOLS GRID โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .tools{ display:grid; grid-template-columns:repeat(auto-fill,minmax(230px,1fr)); gap:2px; background:var(--b-light2); border:2px solid var(--b-light2); } .tc{ background:#fff; padding:30px 26px 26px; display:flex;flex-direction:column;gap:10px; position:relative;overflow:hidden; transition:background .2s,transform .15s; border-bottom:3px solid transparent; } .tc:hover{ background:var(--gold-pale); border-bottom-color:var(--gold); transform:translateY(-2px); z-index:1; } .tc-tag{ font-family:var(--sans); font-size:9px;font-weight:600;letter-spacing:.22em;text-transform:uppercase; color:var(--gold); border:1.5px solid var(--b-gold2); padding:4px 10px;align-self:flex-start; background:var(--gold-pale); } .tc-ico{ width:42px;height:42px; border:1.5px solid var(--b-gold2); background:var(--gold-pale); display:flex;align-items:center;justify-content:center; color:var(--gold); } .tc-ico svg{ width:18px;height:18px;fill:none; stroke:currentColor;stroke-width:1.5; stroke-linecap:round;stroke-linejoin:round; } .tc-n{ font-family:var(--serif);font-size:19px; font-weight:400;color:var(--navy);line-height:1.2; } .tc-d{ font-size:12px;font-weight:300; color:var(--muted);line-height:1.65;flex:1; } .tc-a{ font-size:11px;font-weight:600; color:var(--gold);letter-spacing:.06em;margin-top:4px; } /* โ”€โ”€ LOAN PROGRAMS โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .prog-bg{ background:var(--navy); padding:80px 28px; position:relative;overflow:hidden; } /* subtle texture on dark bg */ .prog-bg::before{ content:'';position:absolute;inset:0; background:radial-gradient(ellipse 70% 50% at 80% 20%,rgba(184,147,58,.06) 0%,transparent 60%); pointer-events:none; } .prog-inner{max-width:1140px;margin:0 auto;position:relative} .prog-grid{ display:grid; grid-template-columns:repeat(auto-fill,minmax(166px,1fr)); gap:12px; } /* alternating light/dark cards */ .pp{ background:rgba(255,255,255,.04); border:1.5px solid rgba(184,147,58,.18); padding:22px 16px 18px; display:flex;flex-direction:column;gap:6px; position:relative; transition:border-color .2s,background .2s,transform .2s; cursor:pointer; } .pp:hover{ border-color:var(--gold2); background:rgba(184,147,58,.10); transform:translateY(-3px); } /* alternate card: slightly lighter */ .pp:nth-child(even){ background:rgba(255,255,255,.07); border-color:rgba(184,147,58,.14); } .pp:nth-child(3n){ background:rgba(23,44,68,.6); border-color:rgba(184,147,58,.22); } .pp:nth-child(4n){ background:rgba(184,147,58,.07); border-color:rgba(184,147,58,.28); } .pp-n{ font-family:var(--serif); font-size:17px;font-weight:400; color:#fff;line-height:1.2; } .pp-s{ font-size:10px;font-weight:300; color:rgba(255,255,255,.42);line-height:1.5; } .pp-b{ position:absolute;top:-1px;right:-1px; font-family:var(--sans); font-size:8px;font-weight:700;letter-spacing:.12em;text-transform:uppercase; background:var(--gold2);color:var(--navy); padding:3px 8px; border-bottom-left-radius:2px; } /* view all card */ .pp-all{ background:transparent; border:1.5px solid var(--gold); padding:22px 16px; display:flex;flex-direction:column; align-items:center;justify-content:center; text-align:center;gap:6px; transition:background .2s,transform .2s;cursor:pointer; } .pp-all:hover{background:rgba(184,147,58,.1);transform:translateY(-3px)} .pp-all-n{ font-family:var(--serif);font-size:17px; font-weight:400;color:var(--gold3); } .pp-all-s{font-size:10px;color:rgba(255,255,255,.4)} /* โ”€โ”€ QUALIFY BANNER โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .qualify{ background:var(--navy2); padding:88px 28px;text-align:center; position:relative;overflow:hidden; } .qualify::before{ content:'';position:absolute; inset:0; background:radial-gradient(ellipse 60% 80% at 50% 50%,rgba(184,147,58,.07) 0%,transparent 70%); pointer-events:none; } .qualify::after{ content:'';position:absolute; top:0;left:0;right:0;height:2px; background:linear-gradient(90deg,transparent,var(--gold),transparent); } .qualify-inner{position:relative;z-index:1} .qualify .rule{margin:16px auto 24px} .qualify .sec-h{color:#fff;margin-bottom:14px} .q-sub{ font-size:15px;font-weight:300; color:rgba(255,255,255,.55); max-width:540px;margin:0 auto 36px; line-height:1.8; } /* โ”€โ”€ NEIGHBORHOODS โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .hoods{ display:grid; grid-template-columns:repeat(auto-fill,minmax(208px,1fr)); gap:0; border:2px solid var(--b-light2); } /* checkerboard light/dark alternation */ .hood{ background:#fff; border-right:1px solid var(--b-light); border-bottom:1px solid var(--b-light); padding:22px 20px; transition:background .18s; } .hood:nth-child(even){background:var(--fog)} .hood:nth-child(4n){background:var(--navy);border-color:rgba(255,255,255,.06)} .hood:nth-child(4n) .hood-n{color:var(--gold3)} .hood:nth-child(4n) .hood-d{color:rgba(255,255,255,.45)} .hood:nth-child(4n):hover{background:var(--navy3)} .hood:not(:nth-child(4n)):hover{background:var(--gold-pale)} .hood-n{ font-family:var(--serif);font-size:16px; font-weight:400;color:var(--navy);margin-bottom:5px; line-height:1.2; } .hood-d{ font-size:11px;color:var(--muted); line-height:1.55;font-weight:300; } /* โ”€โ”€ FAQ โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .faq{border-top:2px solid var(--b-light2)} .faq-i{ border-bottom:1px solid var(--b-light); padding:26px 0; display:grid;grid-template-columns:24px 1fr;gap:16px; } .faq-num{ font-family:var(--serif);font-size:18px; color:var(--gold);font-weight:400; padding-top:2px; } .faq-q{ font-family:var(--serif);font-size:18px; font-weight:400;color:var(--navy); margin-bottom:10px;line-height:1.3; } .faq-a{ font-size:14px;font-weight:300; color:var(--muted);line-height:1.78; } /* โ”€โ”€ MARKETS NAV โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .mkt-row{ display:grid; grid-template-columns:repeat(auto-fill,minmax(250px,1fr)); gap:0; border:2px solid var(--b-light2); } .mc{ background:#fff; padding:30px 26px; display:flex;flex-direction:column;gap:8px; border-right:1px solid var(--b-light); transition:background .18s,border-bottom .18s; border-bottom:3px solid transparent; position:relative;overflow:hidden; } .mc:last-child{border-right:none} .mc:hover{ background:var(--gold-pale); border-bottom-color:var(--gold); } /* dark accent card every 3rd */ .mc:nth-child(3n){ background:var(--navy); border-right-color:rgba(255,255,255,.06); } .mc:nth-child(3n):hover{background:var(--navy3);border-bottom-color:var(--gold)} .mc:nth-child(3n) .mc-st{color:var(--gold3)} .mc:nth-child(3n) .mc-ci{color:#fff} .mc:nth-child(3n) .mc-d{color:rgba(255,255,255,.45)} .mc:nth-child(3n) .mc-a{color:var(--gold3)} .mc-st{ font-size:9px;font-weight:600; letter-spacing:.3em;text-transform:uppercase;color:var(--gold); } .mc-ci{ font-family:var(--serif);font-size:24px; font-weight:300;color:var(--navy);line-height:1.1; } .mc-d{ font-size:12px;font-weight:300; color:var(--muted);line-height:1.65;flex:1; } .mc-a{font-size:11px;font-weight:600;color:var(--gold);margin-top:4px;letter-spacing:.04em} /* โ”€โ”€ REVIEWS โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .rev-bg{ background:var(--charcoal); padding:80px 28px;text-align:center; position:relative;overflow:hidden; } .rev-bg::after{ content:'';position:absolute; top:0;left:0;right:0;height:2px; background:linear-gradient(90deg,transparent,var(--gold2),transparent); } .rev-in{max-width:1000px;margin:0 auto;position:relative;z-index:1} .rev-h{ font-family:var(--serif); font-size:clamp(22px,3.2vw,36px); font-weight:300;margin-bottom:14px; background:linear-gradient(90deg,var(--gold),var(--gold3),var(--gold4),var(--gold3),var(--gold)); -webkit-background-clip:text;-webkit-text-fill-color:transparent; background-clip:text; } .rev-s{ color:rgba(255,255,255,.52); font-size:14px;font-weight:300; margin-bottom:48px;line-height:1.7; } .rev-wrap{ background:#12151C; padding:40px 32px; border:1.5px solid rgba(184,147,58,.22); border-top:2px solid var(--gold); } /* โ”€โ”€ CONTACT STRIP โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .contact{ background:var(--navy); padding:48px 28px; border-top:2px solid var(--gold); position:relative;overflow:hidden; } .contact::after{ content:'';position:absolute; bottom:0;left:0;right:0;height:1px; background:linear-gradient(90deg,transparent,var(--gold),transparent); } .contact-in{ max-width:1140px;margin:0 auto; display:flex;align-items:center; justify-content:space-between; flex-wrap:wrap;gap:24px; } .c-n{ font-family:var(--serif); font-size:24px;font-weight:300;color:#fff; line-height:1.2; } .c-m{ font-size:11px;color:rgba(255,255,255,.42); margin-top:6px;letter-spacing:.04em; line-height:1.8; } .c-m a{color:var(--gold3);font-weight:500} .c-a{display:flex;gap:10px;flex-wrap:wrap;margin-top:4px} /* โ”€โ”€ TEAM SECTION โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .team-grid{ display:grid;grid-template-columns:1fr 1fr;gap:24px; } .team-card{ background:var(--fog); border:2px solid var(--b-light2); border-top:3px solid var(--gold); padding:40px 32px; display:flex;flex-direction:column; align-items:center;text-align:center;gap:16px; } .team-img{ width:120px;height:120px; border-radius:50%;object-fit:cover; border:3px solid var(--gold2); outline:6px solid rgba(184,147,58,.15); } .team-name{ font-family:var(--serif);font-size:22px; font-weight:400;color:var(--navy); } .team-role{ font-size:10px;font-weight:600; letter-spacing:.2em;text-transform:uppercase; color:var(--gold); } .team-meta{ font-size:13px;color:var(--muted); line-height:1.7; } .team-meta a{color:var(--gold);font-weight:500} /* โ”€โ”€ DIVIDER โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ .sec-divider{ height:1px; background:linear-gradient(90deg,transparent,var(--b-light2) 20%,var(--b-light2) 80%,transparent); margin:0 28px; } /* โ•โ•โ•โ• RESPONSIVE โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ• */ @media(max-width:900px){ .split{grid-template-columns:1fr} .split-img{display:none} .team-grid{grid-template-columns:1fr} .strip{grid-template-columns:1fr 1fr} } @media(max-width:600px){ .hero{padding:90px 20px 80px;min-height:520px} .wrap{padding:56px 20px} .wrap-sm{padding:0 20px 56px} .prog-bg{padding:56px 20px} .qualify{padding:64px 20px} .contact{padding:36px 20px} .contact-in{flex-direction:column;align-items:flex-start} .stat{padding:16px 18px} .logos-row{gap:28px;padding:24px 20px} .logos-row img{height:36px} .logos-row img:first-child{height:40px} .cta-row{flex-direction:column;align-items:center} .strip{grid-template-columns:1fr} .prog-grid{grid-template-columns:1fr 1fr;gap:8px} .faq-i{grid-template-columns:1fr} } /* โ•โ•โ•โ• MOBILE ENHANCEMENTS โ€” FULL AUDIT PATCH โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ• */ /* โ”€โ”€ 480px: phones in portrait โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ @media(max-width:480px){ /* Hero: tighten further for small phones */ .hero{padding:72px 16px 64px;min-height:480px} .eyebrow{font-size:9px;letter-spacing:.2em;flex-wrap:wrap} .eyebrow::before,.eyebrow::after{display:none} .hero h1{font-size:clamp(28px,9vw,42px);line-height:1.08} .hero-sub{font-size:13px;margin-bottom:32px} .hrule{margin:18px auto} /* Stat bar: smaller padding, allow 2-column wrap on tiny screens */ .statbar{display:grid;grid-template-columns:1fr 1fr} .stat{border-right:none;border-bottom:1px solid rgba(8,21,31,.14);padding:14px 10px} .stat:nth-child(odd){border-right:1px solid rgba(8,21,31,.14)} .stat:last-child{grid-column:1/-1;border-bottom:none} .stat-n{font-size:20px} .stat-l{font-size:8px} /* Logos: stack tighter */ .logos-row{gap:20px;padding:20px 16px} .logos-row img{height:30px} .logos-row img:first-child{height:34px} /* Section padding */ .wrap{padding:44px 16px} .wrap-sm{padding:0 16px 44px} .prog-bg{padding:44px 16px} .qualify{padding:52px 16px} .contact{padding:28px 16px} /* Section headings */ .sec-h{font-size:clamp(22px,7vw,32px);margin-bottom:28px} .lbl{font-size:8px;letter-spacing:.24em} /* Buttons: full width on tiny screens for max tap area */ .cta-row{flex-direction:column;align-items:stretch;gap:10px} .btn-gold,.btn-ghost,.btn-ghost-dark{ padding:16px 20px; text-align:center; justify-content:center; font-size:11px; min-height:48px; /* Google's recommended min tap target */ } /* Tools grid: single column */ .tools{grid-template-columns:1fr} .tc{padding:22px 18px} /* Programs: single column on smallest screens */ .prog-grid{grid-template-columns:1fr;gap:8px} .pp{padding:16px 14px} .pp-n{font-size:16px} /* Neighborhoods: single column */ .hoods{grid-template-columns:1fr} .hood{padding:16px 14px} /* FAQ: remove number column, stack */ .faq-i{grid-template-columns:1fr;gap:8px} .faq-num{font-size:14px} .faq-q{font-size:15px} /* Markets: single column */ .mkt-row{grid-template-columns:1fr} .mc{border-right:none;border-bottom:1px solid rgba(0,0,0,.08)} .mc:nth-child(3n){border-right:none} /* Contact: stack fully */ .contact-in{flex-direction:column;align-items:flex-start;gap:20px} .c-n{font-size:18px} .c-a{flex-direction:column;width:100%} .c-a .btn-gold,.c-a .btn-ghost{width:100%;justify-content:center;min-height:48px} /* Reviews */ .rev-wrap{padding:24px 16px} .rev-h{font-size:clamp(18px,6vw,26px)} /* Photo strip: 1 column */ .strip{grid-template-columns:1fr} .strip img{height:200px} } /* โ”€โ”€ 360px: smallest Android phones โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ @media(max-width:360px){ .hero h1{font-size:26px} .stat-n{font-size:18px} .sec-h{font-size:22px} .btn-gold,.btn-ghost,.btn-ghost-dark{font-size:10px;letter-spacing:.1em} } /* โ”€โ”€ Touch: remove hover effects on touch devices โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ @media(hover:none){ .tc:hover{background:#fff;transform:none;border-bottom-color:transparent} .pp:hover{background:rgba(255,255,255,.05);transform:none;border-color:rgba(184,147,58,.18)} .hood:not(:nth-child(4n)):hover{background:#fff} .hood:nth-child(even):hover{background:var(--fog)} .mc:hover{background:#fff;border-bottom-color:transparent} .mc:nth-child(3n):hover{background:var(--navy);border-bottom-color:transparent} .strip img:hover{transform:none} } /* โ”€โ”€ Safe area insets for notched iPhones โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€ */ @supports(padding:env(safe-area-inset-left)){ .hero{padding-left:max(16px,env(safe-area-inset-left));padding-right:max(16px,env(safe-area-inset-right))} .contact{padding-left:max(16px,env(safe-area-inset-left));padding-right:max(16px,env(safe-area-inset-right))} }

DreamLux Home Loans  ·  NMLS #2156538  ·  Johnson County, Kansas

Overland Park & Olathe, KS Mortgage Lender

Home Loans in Johnson County, Kansas โ€” Conventional · FHA · VA · Jumbo · New Construction · Down Payment Assistance

No credit impact to review options  ·  Same-day pre-approvals available

$0VA Down Payment
3.5%Min FHA Down
280+Wholesale Lenders
5★Rated Service
Same DayPre-Approval
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Overland Park & Olathe, KS mortgage lender
Overland Park & Olathe, KS
Johnson County  ·  KC Metro

Your Johnson County Mortgage Expert

Home Loans in Overland Park & Olathe, Kansas

Overland Park and Olathe are two of the most sought-after communities in the entire Kansas City metro. Known for top-ranked schools, thriving job corridors, and strong home appreciation, Johnson County consistently ranks among the best places to live in the Midwest. DreamLux Home Loans provides the financing expertise to get you in โ€” fast.

Led by Zach Brown (NMLS #2156538) through NEXA Lending and 280+ wholesale lenders, we deliver competitive mortgage rates and same-day pre-approvals for Overland Park and Olathe buyers at every price point โ€” from first-time FHA purchases to luxury Jumbo financing in Cedar Creek and Regency Park.

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Start Today โ€” No Cost, No Obligation

Ready to Buy in Overland Park or Olathe, Kansas?

Johnson County's market moves fast. Get your same-day pre-approval letter from Zach Brown โ€” no credit pull required โ€” and make your strongest offer today.

Johnson County, KS Real Estate

Top Neighborhoods in Overland Park & Olathe, Kansas

Regency Park (OP)
Premier golf community โ€” Jumbo & Conventional, executive homes
Nottingham Forest (OP)
Established luxury, top schools, strong appreciation
Bluhawk (OP)
New master-planned community, new construction loans available
Arbor Lake (Olathe)
Popular family suburb, FHA & Conventional, great schools
Hidden Creek (Olathe)
New subdivisions, first-time buyers, DPA programs available
Cedar Creek (Olathe)
Award-winning golf community, executive homes, Jumbo eligible
Saddleback Ridge
Move-up buyers, FHA & Conventional, strong resale values
New Construction OP/Olathe
Builder incentives, construction-to-permanent loans available

Overland Park & Olathe Mortgage FAQ

Common Questions fromOverland Park & Olathe Homebuyers

01
What are current mortgage rates in Overland Park and Olathe, KS?
Rates change daily. DreamLux shops 280+ wholesale lenders to find the best rate for Johnson County buyers. Call (573) 301-4422 for a live rate quote today.
02
What credit score do I need to buy a home in Overland Park, KS?
FHA loans in Overland Park start around a 580 credit score. Conventional loans typically require 620+. VA loans are flexible for qualifying veterans and active duty members.
03
Are there new construction loans available in Olathe, KS?
Yes โ€” DreamLux offers construction-to-permanent loans for Olathe buyers building in the city's fast-growing new subdivision pipeline.
04
Can I use VA loan benefits in Overland Park or Olathe?
Absolutely. VA loans offer $0 down payment, no PMI, and competitive rates for veterans and active duty members purchasing in Johnson County, KS.

What Our Overland Park & Olathe Clients Say

Real reviews from Overland Park, Olathe, and Johnson County homebuyers & homeowners โ€” verified 5-star ratings.

Zach Brown — Overland Park & Olathe Mortgage Lender
NMLS #2156538  ·  NEXA Lending, LLC  ·  (573) 301-4422  ·  zbrown@nexalending.com