Kansas City Veterans: Buy a Home with $0 Down

Use your VA benefits in Kansas City, Blue Springs & Lee’s Summit. No PMI. Fast local pre-approval.

Check VA Eligibility Now

Why VA Works Here

Check Your VA Eligibility in Minutes



Select Your Goal Below

Whether you’re buying with $0 down or lowering your payment with an IRRRL, DreamLux helps KC veterans move fast.

Use Your VA Benefit to Purchase — $0 Down


Start VA Purchase Pre-Approval

Lower Your Payment with an IRRRL — or Cash-Out


Start VA Refinance

Trusted by Missouri Veterans & Military Families


⭐⭐⭐⭐⭐ “DreamLux helped us use our VA benefit to buy in Blue Springs with $0 down. Smooth, fast, and personal—way better than the big call centers!”



VA • USDA • FHA • MHDC • BBB Accredited • 5-Star Google Reviews

Why VA Loans Work for Kansas City, Blue Springs & Lee’s Summit


  • $0 Down Payment

    Buy with no down payment using your VA entitlement.

  • No PMI

    Save $200–$400/mo versus loans with mortgage insurance.

  • Competitive VA Rates

    Often lower than FHA and Conventional options.

  • Fast Local Pre-Approval

    Kansas City team, quick turn times, personal service.

  • Simple VA Refi

    IRRRL streamline refi and cash-out available.


Start My VA Pre-Approval

Real DreamLux VA Success Story


“DreamLux walked me through using my VA benefit and got me into my KC home with $0 down — easy, professional, and fast.” — James R., US Army Veteran

Talk to Zach Brown & Ryan Kelley


Zach Brown headshot
Zach Brown

MO & KS Licensed Senior Mortgage Loan Officer • Producing Branch Manager & CEO, DreamLux Home Loans

NMLS #2156538

Phone: (573) 301-4422

Email: zbrown@nexamortgage.com

Contact Zach

Ryan Kelley headshot
Ryan Kelley

MO-Licensed Mortgage Loan Officer • Keys with Kelley

NMLS #2714234

Phone: (573) 645-7414

Email: rkelley@nexamortgage.com

Contact Ryan

© DreamLux Home Loans • NEXA Mortgage LLC NMLS #1660690 • AZMB #0944059 • Zach Brown NMLS #2156538 • Equal Housing Lender • Programs, rates, and terms subject to change.